Most Austrian banks will change traveller cheques as well as cash. Banking hours in general are Monday, Tuesday, Wednesday, Friday 8:00 - 12:30 and 13:30 - 15:00, Thursday 08:00 - 12:30 and 13:30 - 17:30. Automated cash dispensers are located outside most banks. Cash can be withdrawn there 24 hours a day. National and foreign Maestro cards (cash cards) as well as Mastercard, American Express, Visa and Diners are accepted. Credit cards are also accepted by numerous hotels, restaurants, shops and gas stations. Money can be changed at the airport, at banks, exchange bureaus and larger hotels. Please ask about charges before changing money - these may vary considerably.

Shopping hours are Monday to Friday 9:00 - 18:00 and Saturday 9:00 - 17:00. Except for some tobacconists and small supermarkets at petrol stations and at the main railway stations, shops are closed on Sundays.
Luxury shops for an elegant clientele can be found in the pedestrian zone along Graben and Kärntnerstraße (underground U1or U3 / Stephansplatz). Street entertainment and outdoor cafés contribute to the special atmosphere of this area.
Another well known shopping area is Mariahilferstraße (subway U3 / Neubaugasse).
Visitors from Non-EU countries should ask for VAT refunds when purchasing goods.